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Crystal Terhune, LMSW

Agent

Agent / Family and Consumer Sciences (FCS) Educator

Caroline County 9194 Legion Road Suite 4 Denton, MD 21629

Expertise

  • Financial Social Work
  • Financial Capability
  • Financial Wellness
  • Scams and Identity Theft Prevention
  • Understanding and protecting credit

Hi there! I'm Crystal Terhune-- Your Family and Consumer Sciences Educator for Maryland's Mid-Shore Region (Caroline, Talbot, and Dorchester Counties).   

As an Extension Educator, I teach non-formal classes throughout the community-- providing non-biased information informed by research and data-- presented in an understandable and relatable way! Classes and events are offered throughout the Mid-Shore region at various locations (or online), and I respond to requests from residents, groups, organizations, and agencies in order to meet local needs.

The topics covered by my regular teaching and outreach range across many dimensions of wellness, with an emphasis on financial wellness and related matters. As examples, some of my work involves: 

  • -- helping people to "shop smart" (stretching their food dollars, shopping by unit price, learning strategies for money management, etc.);
  • -- empowering them to protect their identities, personal information, and credit;
  • -- encouraging people to become aware of various scams;
  • -- building confidence for financial caregiving and managing money for vulnerable adults,
  • -- teaching life skills to people of all ages and stages; and
  • -- sharing insights about financial matters being one component that is woven throughout our overall experience of health and wellness.

Much of my programming focuses on finance-related themes, but I also have experience in teaching a broad spectrum of topics including "Healthy Homes", food safety, nutrition, caregiving, end-of-life decision-making, and more.

Since 2000, I've worked as a social worker and a community educator serving many of our region's vulnerable populations. I've also had many personal and professional experiences that have provided me with perspectives that help me to understand the complexity of needs held by people in our communities. 

Feel free to contact me to discuss ways that I might be able to work with you, your community, or your organization. I look forward to connecting with you!  

-- Crystal 

  • Crystal Terhune, LMSW     
  • UMD Extension 9194 Legion Road Suite 4  Denton, MD 21629
  • Email: Crystal3@umd.edu  Phone: 410-479-4030  Cell: 443-786-3349 Text/Call/VM