Protect Yourself Against Identity Theft

For many of us Identity Theft will turn our lives upside down. The truth is, we’re all vulnerable, regardless of our background, our job, or our financial status. Unfortunately, identity theft has become a common problem throughout the world, so it is more important than ever to take aim and safeguard yourself against it happening to YOU!

Here are some simple tips and resources that will help to improve the security of your identity, and will hopefully ensure that you will avoid becoming an identity theft victim. Of course there is no guarantee that you will avoid identity theft, but by implementing the common sense steps outlined below you will greatly increase your chances that you won’t become a victim. Do your best to make it more difficult for someone to steal YOUR identity.

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• Keep your ID in a safe place
• Never leave your purse or wallet unattended
• Limit the number of credit cards you have, and cancel any inactive cards
• Write “request photo ID” on the back of credit cards
• Use a paper cross shredder
• Never provide personal information over the phone
• Protect your personal data. Use a locked mailbox and collect your mail daily
• Use direct deposit
• Memorize your passwords and PINs
• Be aware that no one is watching you enter your PIN
• Keep account numbers, expiration dates and telephone numbers of customer service for your credit cards and bank accounts in order to contact them immediately if cards are lost or stolen
• Never throw pre-approved credit card offers, credit card receipts or utility bills in the trash before shredding them

None of these steps are guaranteed to prevent identity theft, but you can make it more difficult for someone to steal your identity…

so take control.

Routinely monitor your credit report and other financial statements. To obtain a free credit report, go to: www.annualcreditreport.com

If you suspect you may be a victim of identity theft, get help immediately. Contact the non-profit

Identity Theft Resource Center at: 1-888-400-5530 or idtheftcenter.org